1. Purpose of This Disclaimer
This Disclaimer applies to getinvoicepdf.com (the "Site") and all tools, calculators, articles, and templates made available through it. It supplements — and does not replace — our Terms of Service and Privacy Policy. Where this Disclaimer and those documents address the same subject in different detail, all three should be read together.
2. No Professional Advice
All content on this Site — including the invoice generator, the late payment interest calculator, demand letter templates, and any articles or guides — is provided for general informational purposes only. It does not constitute legal, tax, accounting, or financial advice, and no advisory relationship of any kind is created by your use of the Site.
Statutory frameworks, interest formulas, and jurisdictional references are simplified for general use and may not reflect the specific facts of your contract or situation. Always consult a qualified professional before relying on this Site's content for a decision with legal or financial consequences.
3. Accuracy of Calculators & Statutory Interest Data
The late payment interest and fee calculator, and any other calculation tool on this Site, runs algorithms built directly from primary legal sources — published statutes, regulations, and official central bank rate publications for the United States, United Kingdom, European Union, and India.
Quarterly revision schedule. The underlying interest rate tables that feed these calculators are reviewed and updated on a quarterly revision cycle. Between revisions, an official benchmark rate can change before our tables are updated to reflect it, and a table is therefore never guaranteed to reflect the rate in effect on the exact day you use it.
Verification requirement. Before placing any calculator output on a formal payment demand, invoice, or legal filing, you must independently map it against the current, live data sheet published by the relevant authority — for example, the Bank of England Bank Rate, the European Central Bank's main refinancing rate, the Reserve Bank of India's repo rate, or the applicable U.S. Treasury / Federal Reserve published rate. Where we display a table's last-revised date alongside its output, treat that date as the boundary of what we've verified — anything more recent is on you to check.
4. Affiliate Links & FTC Disclosure
This Site participates in affiliate partnerships, including a referral arrangement with Wise (wise.com). If you click an affiliate link and go on to sign up for or purchase a third-party service, we may earn a commission, at no additional cost to you.
This page is a supplementary overview, not the primary disclosure. In compliance with FTC guidance on clear and conspicuous disclosure, the operative notice for each affiliate relationship is not buried here — it is placed in immediate proximity to the live link itself, at the moment and place you actually encounter it. Across our calculator tools, the invoice generator, and our blog articles, every affiliate link carries its own short parenthetical disclosure directly beside or beneath it — for example, the phrase "(affiliate link — we may earn a commission at no cost to you)" appearing immediately next to the Wise link wherever it is offered. That point-of-contact notice is what satisfies the disclosure requirement in context; this page exists only to explain the policy that sits behind those individual, in-place notices.
We only recommend products or services we believe offer genuine value to freelancers and small businesses handling cross-border invoicing. An affiliate relationship does not change our editorial judgment about what we recommend.
5. Advertising, Cookies & Google AdSense Disclosure
GetInvoicePDF.com is built as a zero-backend, fully client-side application. Nothing you type into the invoice generator, the late payment calculator, or the demand letter tool is ever transmitted to a server we operate. The only storage mechanism this Site controls directly is your browser's local localStorage, used solely to auto-save your in-progress invoice draft on your own device so you don't lose your work.
What our own banner covers. The cookie/storage notice you see on this Site (the banner with the "Got it" button) is a first-party, informational notice only. It exists to tell you that the Site is using local storage on your device to remember your draft. It does not set, request, or manage any tracking, analytics, or advertising cookies, and it does not constitute — and is not presented as — a GDPR-style consent mechanism for advertising purposes.
Third-party advertising, if and when active. This Site is designed to be compatible with advertising served through Google AdSense and/or similar third-party advertising networks ("Ad Partners"). Where such advertising is live, the Ad Partner — not this Site's own banner — is responsible for cookie consent relating to its own ads. Google AdSense and comparable networks operate their own certified Consent Management Platforms (CMPs), built to the IAB Transparency & Consent Framework or an equivalent standard, and these CMPs are what present the legally required opt-in/opt-out dialog to visitors in the European Union, the European Economic Area, and the United Kingdom before any non-essential advertising or tracking cookie is set, consistent with the GDPR, the UK GDPR, and the ePrivacy Directive. Where shown, that dialog is rendered, served, and controlled by the Ad Partner's CMP — it is a separate mechanism from, and is not to be confused with, this Site's own localStorage notice described above.
Outside the EU/EEA/UK, Ad Partners may apply different consent or notice mechanisms (such as the CCPA/CPRA "Do Not Sell or Share My Personal Information" framework for California residents) in accordance with applicable local law.
This section should be read together with our Privacy Policy, which sets out in full the categories of cookies in use, what each Ad Partner does with the data, and your rights as a data subject.
6. No Earnings or Debt-Recovery Guarantee
GetInvoicePDF.com does not represent, warrant, or guarantee that using our late fee calculator, invoice generator, or any pre-litigation demand letter style or template will result in successful debt recovery, faster payment, or increased revenue for you or your business.
Outcomes depend on factors entirely outside our control — your client's ability and willingness to pay, the enforceability of your underlying contract, applicable law in your jurisdiction, and the broader commercial relationship between you and your client. Any examples, case studies, or testimonials referenced on this Site are illustrative only and are not representative of typical or guaranteed results.
7. External Links
This Site may link to third-party websites, government resources, or services for reference and convenience. We do not control, endorse, or accept responsibility for the content, accuracy, or practices of any third-party site, and linking to a resource is not an endorsement of everything it contains.
8. Changes to This Disclaimer
We may update this Disclaimer from time to time, including to reflect changes in our advertising setup, affiliate partnerships, or applicable regulation. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Site after a change constitutes acceptance of the updated Disclaimer.
9. Contact Information
If you have any questions about this Disclaimer, please contact us: